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CTBC Bank's BizBuilder Kit FAQs

The CTBC Bank BizBuilder Kit is a bundled account package designed for new and existing SMEs and corporate clients. It combines the Ultimate Commercial Account with select essential Cash Management Services (CMS) to help businesses manage funds efficiently and grow sustainably.

Unlike a regular business account, the BizBuilder Kit offers:

  • • Waived balance fees on your Ultimate Commercial Account for the first three (3) months
  • • Free access to Corporate NetBanking with select essential CMS such as Bills payment, Cash Card reloading, Local/Global remittances, and including eFPS and e-Gov payments.
  • • Free Cash Card issuance for up to five (5) employees
  • • Business Insurance Coverage

The account requires an opening balance of PhP25,000.00.

  • First 3 months: No maintaining balance required
  • From the 4th month onward: A minimum maintaining balance of PhP25,000.00 applies.

To earn interest, your account must maintain a minimum Average Daily Balance (ADB) of PhP100,000.00.

  • • Account inquiry
  • • Statement generation
  • • Local and global remittances
  • • Bills payment (Merchant Billers)
  • • Cash Card reloading
  • • e-FPS payments
  • • e-Gov payments

Issuance: Free for up to five (5) employees; PhP150.00 per card for each additional card

Reloading: PhP10.00 per reload; an additional PhP7,000.00 monthly ADB requirement per employee applies beyond the initial five (5)

The ADB requirement begins on the 15th day of the 4th month after account opening.

Illustration:

Date of Account Opening 1st Month Month 4: ADB requirement takes effect
March 02, 2026 April 2026 July 15, 2026
March 16, 2026 April 2026 July 15, 2026
March 30, 2026 April 2026 July 15, 2026
April 1, 2026 May 2026 August 15, 2026

The accountholder may contact their branch of account or our Customer Care Unit:

  • Metro Manila: (02) 8840-1234
  • Toll-Free from other provinces through PLDT: 1-800-10-8401234
  • Email: [email protected]