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Treasury Bills (T-Bills)

Brief Description

Treasury Bills are short-term negotiable and transferable debt instruments of the National Government issued by the Bureau of Treasury.

With our competitive rates, CTBC Bank can buy/sell your Treasury Bills to address your investment needs.

Other benefits of investing in T-Bills include the following:

  • Generally pay a higher rate of return than time deposits with a similar tenor
  • Various tenors are available


  • 91,182 and 364 day tenors
  • Sold at a discount, face value redeemed upon maturity
  • Minimum investment of PhP100,000
  • Subject to 20% withholding tax (for tax-exempt clients, please submit pertinent documents)
  • T+1 Settlement


  • Individuals/Corporations:
    • Broker Customer Information Form
    • Broker Agreement
    • Client Suitability Assessment / Risk Profile Questionnaire
    • Risk Disclosure Statement
    • Two (2) Valid Government Issued Identification Cards
    • Order Ticket
    • Corporate Papers
      1. Secretary's Certificate or Board Resolution
      2. Articles of Incorporation and By-Laws
      3. General Information Sheet (GIS)
    • Other documents as required by the third party custodian

After securing these requirements, you may start investing by following these steps:

  • Check the current rate.*
  • Subscribe to your selected T-Bill in the nearest CTBC Bank Business Center or contact your Relationship Manager/Account Officer.
  • *Please refer to your Relationship Manager/Account Officer for the latest rate.