CTBC Bank (Philippines) Corp. is making digital banking even more rewarding by waiving all InstaPay and PESONet transfer fees across both its Retail and Corporate NetBanking platforms, effective July 15, 2026. The initiative reinforces the Bank’s commitment to providing more accessible, convenient, and cost-efficient digital banking solutions for both individual and corporate clients.

The fee waiver builds on CTBC Bank’s earlier initiative to reduce its InstaPay transfer fee in August 2025 to just ₱10—lower than the prevailing fees charged by most banks at the time. By now eliminating transfer fees for both InstaPay and PESONet, the Bank continues to make digital banking more affordable while encouraging greater adoption of secure and convenient digital payment channels.

“At CTBC Bank, we continuously strive to deliver meaningful enhancements that make banking simpler and more rewarding for our clients,” said Luis S. Elizaga, President and CEO of CTBC Bank (Philippines) Corp. “Waiving InstaPay and PESONet transfer fees across both our Retail and Corporate NetBanking platforms reflects our commitment to providing practical financial solutions that help individuals and businesses bank with greater convenience, flexibility, and value.”

Retail clients who have not yet enrolled in CTBC Bank’s digital banking platform may do so by visiting www.ctbcbank.com.ph, clicking Sign on to, and selecting Retail, or by downloading the CTBC Bank PH Mobile App from the App Store or Google Play.

Corporate clients may coordinate with their Relationship Manager or their branch of account for enrollment assistance.

By continuously enhancing its digital banking services, CTBC Bank remains committed to empowering clients with secure, seamless, and value-driven banking solutions that support their everyday financial needs.

Underscoring its commitment to financing projects that support essential public services, CTBC Bank (Philippines) Corp. recently signed a Php2.0 billion bilateral term loan agreement with Maynilad Water Services, Inc. (Maynilad) to help fund the company’s capital expenditure requirements and other general corporate needs. The facility will support Maynilad’s investments in water and wastewater infrastructure, aimed at improving service reliability across its concession area. .

CTBC Bank (Philippines) Corp. continues to strengthen its position as a trusted financial partner of leading corporations and institutions in the country. As of the end of the first quarter of 2026, the Bank recorded total assets of Php91.0 billion and a loan portfolio of Php54.9 billion, underpinned by a capital adequacy ratio of 16.1% and net income of Php191.6 million. These results reflect the Bank’s sound financial position, prudent risk management, and capacity to provide tailored financing solutions that support major infrastructure projects, business expansion, and long-term economic growth.

The partnership highlights CTBC Bank Philippines’ strong financing capabilities and Maynilad’s commitment to expanding and enhancing water and wastewater infrastructure to support sustainable development and improve access to essential public services across its concession area.

For the first quarter of 2026, Maynilad posted revenues of Php9.1 billion, up 6.2% year-on-year, driven by higher billed water volume and the continued expansion of its customer base. Net income grew 10.3% year-on-year to Php4.0 billion, translating to a net profit margin of 43.9%, supported by sustained operational efficiencies.

Maynilad also continued to improve its service and operating performance through its investments in water and wastewater infrastructure. As of the end of the first quarter of 2026, non-revenue water declined to 30.7% from 36.2% in the same period last year, while 24-hour water availability improved to 97.9% from 96.8%. Sewerage coverage increased to 26% from 25%, and sanitation coverage expanded to 58% from 55%. Capital expenditures reached Php5.4 billion during the quarter, in line with the company’s Php163.3-billion capital expenditure program for the sixth rate-rebasing period covering 2023 to 2027.

In the photo are CTBC Bank (Philippines) Corp. Executive Vice President and Institutional Banking Group Head Michael C. Albotra (3rd from left), Senior Vice President and Top Tier Department Head Erwin Rommel S. Nonato (2nd from left), and Vice President and Top Tier Relationship Manager Zablar C. Angsioco (leftmost), together with Maynilad Water Services, Inc. President and Chief Executive Officer Ramoncito S. Fernandez (4th from left), Chief Operating Officer Christopher Jaime T. Lichauco (5th from left), and Chief Finance Officer and Treasurer Ricardo F. de los Reyes (rightmost), during the signing ceremony of the Php2.0 billion bilateral term loan agreement.

Also in the photo as witnesses are Maynilad Water Services, Inc. Head of Corporate Strategy and Enterprise Performance Management Marie Angelique L. Estrella (right) and Officer-in-Charge (OIC), Treasury Department and Concurrent Head of Loans Management Leslie M. Tubianosa (left).

CTBC Bank is proud to support the growth of grassroots baseball in the Philippines through a donation of baseball equipment worth US$25,000 to the Philippine Amateur Baseball Association (PABA).

Presented during the Baseball Federation of Asia Executive Committee Meeting in Manila, the donation will help provide aspiring young athletes with the equipment they need to learn, play, and excel in the sport.

In an inspiring show of support, the Philippine Sports Commission matched the donation with an additional US$25,000 worth of baseball equipment and gear, further strengthening efforts to develop baseball at the grassroots level.

As a long-time supporter of baseball in Taiwan and across Asia, CTBC Bank remains committed to creating opportunities for young athletes and fostering sports development in the communities we serve.

Andrew Falcon (first from left), Chief Finance Officer of CTBC Bank Philippines, presents a symbolic check to Philippine Amateur Baseball Association President Rodolfo Tingzon Jr. (second from right), with Baseball Federation of Asia President Jeffrey Koo Jr. (second from left) as witness in the donation ceremony. (Photo courtesy of the Baseball Federation of Asia).

CTBC Bank has donated baseball equipment worth US$25,000 to the Philippine Amateur Baseball Association to support the sport’s grassroots development in the country. (Photo courtesy of the Baseball Federation of Asia)