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My First Saves Account

Brief Description

This is a Peso-denominated regular savings account that specifically caters to children from 7 to 17 years of age.


For a minimum opening amount of PhP500, a child depositor has the option to receive either a passbook and CTBC Bank Visa Debit Card or passbook only, for ease of monitoring his/her savings account. The minimum maintaining balance is PhP2,500, and PhP10,000 to earn 0.125% gross p.a. Parents/Guardians have an auto-debit arrangement option to transfer funds from his/her CTBC Bank account to that of the child's account.

With CTBC Bank Visa Debit Card, account balance may be viewed anytime through any CTBC Bank and other BancNet ATMs, and through BancNet Online. Cardholder may also qualify for special discounts, privileges, and other promotional offers of CTBC Bank, Visa, and BancNet.


  • School ID or Birth Certificate
  • Valid ID of Parent/Guardian
  • Account Opening Form
  • Terms and Conditions signed by both child and parent/guardian

Deposit Pricing and ATM Fees

Terms and Conditions Governing Deposit Accounts

List of Acceptable IDs