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Ultimate Earner Checking Account

Brief Description

This is a higher-yielding checking account which allows client to earn time deposit tiered rates based on Average Daily Balance (ADB) and number of withdrawals.

Features

The ultimate checking account is suitable for clients looking for an investment or disbursing account. It comes with the CTBC Bank Visa Debit & ATM Card, checkbook, and record book, and access in Internet banking via NetBanking Facility and BancNet Online.

Requirements

  • Two (2) Valid Identification Cards
  • Signature Cards
  • Account Opening Form (AOF)
  • Terms and Conditions for Debit Card
  • Two (2) Valid Identification Cards of Proprietor or authorized signatory
  • Signature Cards
  • Account Opening Form (AOF)
  • Certificate of Registration of business name with the Department of Trade and Industry
  • Application for registration of business name with the Department of Trade and Industry (if Certificate of Registration is not yet available)
  • Mayor's Permit
  • Current and notarized Special Power of Attorney, if another person (i.e. other than the proprietor) is authorized to transact business or sign in behalf of entity
  • Two (2) Valid Identification Cards of all Partners
  • Signature Cards
  • Account Opening Form (AOF)
  • Articles of Co-Partnership
  • Certificate of Registration of the Articles of Partnership with the Securities and Exchange Commission (SEC)
  • Partnership’s Resolution of authorized signatories
  • Two (2) Valid Identification Cards of all authorized signatories
  • Signature Cards
  • Account Opening Form (AOF)
  • Certificate of Registration from Securities and Exchange Commission (SEC)
  • General Information Sheet (GIS)
  • Articles of Incorporation
  • By-Laws
  • Notarized Secretary’s Certification of the Board Resolution(s) stating the following:
    • Authority to open an account or transact any business with a specific or any bank
    • Election of officers for the current year
    • Officers authorized to sign checks and other instruments, their limits and combinations

Updates on Deposit Rates

Deposit Pricing and ATM Fees